Sunday, January 5, 2014

2013 In Review

In 2013, I managed to give 16-17% of my income (gross).  My goal for the year was 15%.  I'm shocked that I was able to give that much.  According to my calculations, God provided me with an extra $12,600 in blessings (gifts, extra income, grocery saving, rebates, etc) last year.

I think in 2014, my goal is to give 20%.  I'm going to tithe on vacation/sick/personal/holiday pay.  I think that should be enough to push it up to 20%.

Here's a rough estimate of my 2013 stats:
Earned $34,000 (gross)
Gave $6,000
Saved $3,000

Concerns for 2014:
I'm on income-based repayment plan for my loans.  I have a feeling my monthly payment will go up this year.  I also want to start paying for my own car insurance.  Technically, I have  room for that sine I save $250/month but it'll really eat into my savings.  I'm not saving as much as I want to as it is.

SO FAR: $6.42
$50 rent
$10 gym
$390.38 vacation pay
$30 phone
$4 Amazon
$100 car ins
=$584.38
10%=$58.44
+$6.42
=$64.86
-$35 World Vision child sponsorship
=$29.86

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